The link below is to a great post/article from my friend Taylor about difficulty in accepting God’s grace. Taylor is one of the most sincere and caring people I know, which makes his words even more humbling to me. Definitely worth a read.
http://www.taylorezell.com/why-i-struggle-to-accept-grace/
That’s what is so amazing about God, He doesn’t want our IOU’s. He knows that we will always continue to write bad checks and increase our debt (sin). He has already written a check for us, we just have to accept it. He wants us to accept His grace. He wants ME to accept his grace. Yet I struggle to do that every day.